Lucy - Kenya


A loan helped to buy a dairy cow to improve her milk vending business so she can meet the high demand in her area and make profits to secure her three children's future.

Lucy's story

For more than six years, Lucy has been actively involved in mixed farming. Because of how much she likes farming, she has even nicknamed one of her cows. Lucy's primary sources of income have been milk, eggs and crops and with these, she has managed to take care of her family. Lucy has three children who are all in school thanks to her backbreaking labor on her farm. She has always wanted to buy another dairy cow but a lack of capital has prevented her from doing so.

Lucy is now seeking a loan to buy an additional dairy cow to improve her milk vending business. The cow she intends to buy is a breed that produces between 10-16 liters a day. Thus, with this cow, she will produce more milk, which will translate into more income. Demand for dairy milk in the area is high, but the supply is low. So, through this loan, Lucy will increase her production so that she can comfortably meet the demand. Her vision is to keep even more dairy cows so that she will be able to build a biodigester, which would help her to save more energy. With this loan, the future of her children is safer since she will be able to pay their school fees using the additional profits that she makes.

This loan is special because:

It finances smallholder farmers to purchase dairy cows, chickens, cereals, farm inputs and farming equipment.

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